The short answer
Grind it, unless you're building or paving over the spot. Grinding chews the stump into chips below ground level and leaves the roots to rot; full removal digs out the stump and its main roots. One Victorian tree service puts grinding depth at about 15 to 30 cm below the surface and says full removal "typically costs 40 to 70% more than grinding". Doing it yourself is possible for a small stump, but slow, and burning one isn't an option in town.
What's the difference?
Stump grinding
A stump grinder is a spinning wheel with hardened teeth. It works across the stump a few centimetres at a time until the stump is below ground level, leaving a mound of chips and soil. Milone's Tree Solutions, a Melbourne and regional Victorian tree service, says the grinder takes the stump down to "approximately 15 to 30 cm below the surface" and the roots are left to decompose. Compact machines fit through many side gates, which matters on older Bendigo blocks with one narrow path to the back.
Full stump removal
Removal means digging out or pulling the stump and its main roots, usually with an excavator. It leaves a much bigger hole and a lot of soil disturbance, and it needs machine access. The same Victorian guide says it "typically costs 40 to 70% more than grinding".
Need this done?
Which one do you need?
It comes down to what goes in that spot next:
- Lawn. Grinding. Ask for the hole to be topped up with soil, because the grindings settle as they rot.
- A garden bed. Grinding, deeper, with the main surface roots chased out so you can dig.
- A new tree. Grinding, and plant a little to one side of the old stump rather than in the middle of the chips.
- A slab, shed, driveway or extension. Talk about full removal. Roots rotting under a slab can leave hollows, so your builder or engineer may want them out.
If a gum keeps shooting from the stump or roots after it's cut down, grinding below ground level usually deals with it; keep cutting off any shoots that do appear.
What it costs
We couldn't find a Bendigo tree business that publishes stump grinding prices. The nearest published figures come from a Victorian tree service's cost guide:
Published stump grinding prices, Victoria
| What's charged | Published price | Who publishes it |
|---|---|---|
| Small stump, under 30 cm across | $100 – $200 | Milone's Tree Solutions, Victoria |
| Medium stump, 30–60 cm | $200 – $350 | Milone's Tree Solutions, Victoria |
| Large stump, 60–100 cm | $350 – $500 | Milone's Tree Solutions, Victoria |
| Extra-large stump, over 100 cm | $500 – $900+ | Milone's Tree Solutions, Victoria |
| Rule of thumb, per cm of stump diameter | $3 – $4.50 | Milone's Tree Solutions, Victoria |
Average costs published by Milone's Tree Solutions in its cost guide (updated 20 July 2026), checked 27 September 2026 and again on 12 October 2026. It doesn't say whether GST is included. The same guide gives no dollar price for full removal, only that it "typically costs 40 to 70% more than grinding".
Size is the big one, then access, rocky ground, how deep you want it and whether the grindings go. The stump grinding cost guide covers each, and the stump cost calculator works out the published band for your stumps. If a tree is coming down anyway, ask for grinding as a separate line on the tree removal quote: Bendigo's one published removal price list stops at a low stump.
How to remove a tree stump yourself
For a small stump with good access, DIY is realistic. For a big gum stump, it's a lot of work for little saving. The options:
Dig it out
Dig a trench around the stump, cut the roots with a pruning saw or axe as you expose them, then lever the stump out. Fine for a shrub or a small ornamental; hard going on a large stump in Bendigo's clay and stony ground. Check for pipes and cables first (see below).
Hire a grinder
Hire shops rent walk-behind stump grinders. Milone's lists hire at "around $150 to $300 per day" and warns that "without proper training, the risk of injury is real". The machines throw chips and stones hard, so you need eye, ear and leg protection and a clear area. For one or two stumps, compare that day's hire, plus your time and the trailer, with a grinding quote.
Rot it down
Stump-rotting products speed up decay, but slowly. Milone's says products containing potassium nitrate take "four to six weeks", still leave the stump to be dug out, and "can also leach into the surrounding soil and damage nearby plants". Follow the product label exactly.
Don't burn it
Burning a stump out is slow and smoulders underground along the roots. In Greater Bendigo it's also off the table on a suburban block: council says burning household or garden waste is "banned, year round", with a $200 on-the-spot fine, and any burn-off to reduce fuel needs a council permit outside the Fire Danger Period on properties under one hectare, or a Fire Services Victoria permit during it.
Taking it to the tip isn't simple either. Council's free domestic green waste at the Eaglehawk Landfill must be clean, and a load with tree stumps or "branches > 200mm thick" is charged as waste.
Before anyone grinds or digs
- Mark pipes, irrigation and cables you know about, and check underground services with Before You Dig Australia
- Measure the stump across its widest point and the narrowest gate or path on the way in
- Decide what's going there next: lawn, garden, a tree or a slab
- Say whether the grindings should be raked back, spread on the garden or taken away
Questions about stump grinding vs removal
Is stump grinding better than stump removal?
For most yards, yes. It's quicker, cheaper and leaves a small hole you can top up and turf. Full removal is worth paying for when you're building, paving or laying a slab over the spot.
How deep does a stump grinder go?
Milone's Tree Solutions, a Victorian tree service, says grinding takes the stump to about 15 to 30 cm below the surface. Ask for deeper if you're planting or making a garden bed.
Do the roots die after stump grinding?
The roots stay in the ground and rot away over the following years. Some trees, including some gums, can shoot from the roots; keep cutting the shoots off and they'll stop.
Can I burn a tree stump in Bendigo?
Not on a suburban block. The City of Greater Bendigo bans burning household or garden waste year round, and any burn-off needs a permit, from council outside the Fire Danger Period (for properties under one hectare) or from Fire Services Victoria during it.
Can I take a stump to the Eaglehawk tip as green waste?
Not as free green waste. Council's Eaglehawk Landfill page says loads with tree stumps or branches more than 200 mm thick are charged as waste.
Where this information comes from
The rules and figures on this page come from these published pages, checked on 27 September 2026.
- Milone's Tree Solutions: stump removal and grinding costs · Melbourne and regional Victoria tree service, cost guide updated 20 July 2026
- City of Greater Bendigo: fires, burn-offs and permits · Council rules on burning garden waste
- City of Greater Bendigo: Eaglehawk Landfill · Council green waste rules and fees
- TB'S Trees: instant quote, set prices · Bendigo tree service, published set prices by tree size
- Consumer Affairs Victoria: giving quotes, tradespeople and small works · Victorian Government guidance on what a quote should say, updated 8 July 2025


